The Lakhpati Didi Yojana 2025 is a transformative scheme launched by Prime Minister Narendra Modi to empower rural women by helping them start their own businesses. Under this initiative, eligible women can avail loans ranging from ₹1 lakh to ₹5 lakh with an interest subsidy of up to 7%. The scheme aims to make women financially independent and boost rural entrepreneurship.
Key Highlights of Lakhpati Didi Yojana 2025
- Loan Amount: ₹1 lakh to ₹5 lakh
- Interest Subsidy: Up to 7%
- Beneficiaries: Rural women associated with Self-Help Groups (SHGs)
- Objective: Promote self-employment & financial independence
- Application Mode: Online & Offline
- Official Website: www.lakhpatididi.gov.in
Eligibility Criteria for Lakhpati Didi Yojana
To apply for the scheme, women must meet the following conditions:
✅ Must be a rural resident of India
✅ Should be an active member of a Self-Help Group (SHG)
✅ Minimum age: 18 years
✅ Should not have taken a major loan from central/state govt. before
✅ Must have a business plan for self-employment
Benefits of Lakhpati Didi Yojana 2025
- 💰 Low-interest loans (up to ₹5 lakh) for business
- 🏆 7% interest subsidy to reduce financial burden
- 🚀 Skill training & support for business setup
- 👩🌾 Boosts rural employment & women entrepreneurship
- 📈 Increases women’s contribution to the economy
Documents Required for Application
- Aadhaar Card
- Residence Proof (Rural)
- Income Certificate
- Age Proof (Birth Certificate/10th Marksheet)
- Bank Account Details
- Mobile Number (Linked with Aadhaar)
- Passport-size Photo
- SHG Membership Proof
Business Ideas Under Lakhpati Didi Yojana
Women can start various small businesses, such as:
- 🧵 Handicrafts & Handloom
- 🧺 Sewing & Embroidery
- 🌶️ Spice Making
- 🐔 Poultry Farming
- 🥛 Dairy Products
- 🕯️ Agarbatti & Candle Making
- 💅 Beauty Parlour
- 🥭 Homemade Pickles & Food Products
How to Apply Online for Lakhpati Didi Yojana 2025?
- Visit the official website: www.lakhpatididi.gov.in
- Click on “Sign Up” and register with your mobile number & OTP.
- Fill in the application form (Name, Address, SHG details, etc.).
- Upload the required documents.
- Submit the application and note the reference number.
Offline Application Process
- Visit your nearest Gram Panchayat or SHG leader.
- Collect the Lakhpati Didi Yojana application form.
- Fill in details, attach documents, and submit it to the concerned authority.
Important Links
🔗 Official Website: https://www.lakhpatididi.gov.in
Conclusion
The Lakhpati Didi Yojana 2025 is a golden opportunity for rural women to become self-reliant entrepreneurs. With easy loans, low-interest benefits, and government support, women can start their own businesses and contribute to India’s economic growth. Apply now and take the first step towards financial independence!