The Mahila Samridhi Yojana 2025 is a flagship initiative by the Government of Gujarat to empower women entrepreneurs by providing financial assistance up to ₹1.25 lakhs at a low 4% interest rate. This scheme supports women from backward classes to start or expand their businesses, fostering self-reliance and economic independence.
📌 Apply Online: esamajkalyan.gujarat.gov.in
Mahila Samridhi Yojana 2025 – Key Highlights
| Feature | Details |
|---|---|
| Scheme Name | Mahila Samridhi Yojana 2025 |
| Launched By | Government of Gujarat |
| Department | Social Justice & Empowerment Department |
| Beneficiaries | Women of Gujarat (SC/ST/OBC/EWS) |
| Loan Amount | ₹1,25,000 |
| Interest Rate | 4% per annum |
| Repayment Tenure | 48 months (4 years) |
| Application Mode | Online |
| Official Website | esamajkalyan.gujarat.gov.in |
Eligibility Criteria
To apply for the Mahila Samridhi Yojana 2025, applicants must:
✔ Be a female resident of Gujarat.
✔ Belong to SC/ST/OBC/EWS categories.
✔ Have a family income below ₹3 lakhs/year.
✔ Be aged 21 to 45 years.
✔ Have basic business skills (e.g., tailoring, beauty parlour, dairy farming).
Benefits of Mahila Samridhi Yojana 2025
✅ Loan up to ₹1.25 lakhs for business setup/expansion.
✅ Low 4% interest rate (subsidized by the government).
✅ 95% funding (National Corporation + State Govt. support).
✅ Flexible repayment in 48 EMIs.
✅ Encourages women entrepreneurship in sectors like:
- Tailoring & Embroidery
- Beauty Parlours
- Dairy Farming
- Spice Production
- Small Retail Shops
Documents Required
- Aadhaar Card
- Caste Certificate
- Income Certificate
- Bank Passbook
- Address Proof (Electricity Bill/Ration Card)
- Business Plan (if applicable)
How to Apply Online?
Step-by-Step Application Process
1️⃣ Visit Official Website – esamajkalyan.gujarat.gov.in
2️⃣ Click on “Mahila Samridhi Yojana 2025” → “Apply Now”
3️⃣ Fill Application Form (Personal, Income, Business Details)
4️⃣ Upload Documents (Photo, Signature, ID Proof)
5️⃣ Submit & Note Application Number
6️⃣ Print Application Form for future reference.
⚠ Last Date: To be announced (Apply Soon!)
Important Links
| Description | Link |
|---|---|
| Official Website | esamajkalyan.gujarat.gov.in |
| Application Form | Apply Online |
| Scheme Guidelines | Download PDF |
Why Apply for This Scheme?
This scheme is ideal for:
🔹 Women wanting to start small businesses.
🔹 SHG (Self-Help Group) members seeking financial aid.
🔹 Home-based entrepreneurs (papad making, handicrafts, etc.).
💡 Tip: Early applicants have a higher chance of approval!