Sukanya Samriddhi Yojana: Friends today we are going to talk about a nice scheme called Sukanya Samriddhi Yojana which from the name of the scheme you can understand Sukanya Samriddhi Yojana is a scheme for girls. If you have a girl child at home, you can invest in the central government’s Sukanya Samriddhi Yojana to get integrated help at the time of her studies or marriage.
We will get the complete information about how to get benefit under this scheme what is the objective and what documents will be required to apply under the scheme.
Sukanya Samriddhi Yojana 2024
The Sukanya Samriddhi Yojana has been launched by the Central Government to meet the future expenses of the daughters in education, higher education and marriage so that the parents can take care of their daughters well without worrying about their future. It is an ambitious scheme launched under Beti Bachao Beti Padhao of Government of India.
Under Sukanya Yojana, parents open their daughter’s investment account. In which a minimum of ₹250 to a maximum of ₹1.5 lakh can be invested per year. Currently, interest is being provided at the rate of 7.6% on the amount deposited in Sukanya account. If you need more information related to SSY scheme then you can read this article further.
Sukanya Samridhi Yojana 2024 Overview
Name of the scheme | Sukanya Samriddhi Scheme |
was launched | by the central government |
Beneficiary | Girls under 10 years of age |
Objective | Securing the future of daughters |
Benefit | Savings for the expenses incurred in higher education and marriage of daughters. |
investment amount | Minimum Rs 250 to maximum Rs 1.5 lakh |
Current Year | 2024 |
Objective of Sukanya Samriddhi Yojana 2024
The main objective of launching the Sukanya Samriddhi Yojana by the government is to secure the future of the girl child. Often when daughters are born, parents of poor families become worried about the future of their daughter, they are always worried about the expenses of their education and marriage. Sukanya Yojana has been started by the government to get rid of all these worries.
Through this scheme, any parent belonging to a poor family can easily open a savings account and invest in it for the bright future of their daughter. With this, when the daughters grow up, they will not need to worry about money and the daughters will also be able to become independent.
Eligibility for Sukanya Samriddhi Yojana
- To open an account under this scheme, the girl child and her parents must be permanent residents of the country.
- In Sukanya Yojana account can be opened for only two girl children of a family.
- To open an account under Sukanya Samridhi Yojana, the age of girl should be less than 10 years.
- Under this scheme only one account can be opened in the name of a daughter.
Documents required for Sukanya Samriddhi Yojana
SSY Scheme Required Documents: If you want to open your daughter’s account under Sukanya Samriddhi Yojana then you need the following documents which you have to take to the bank or post office. All the documents are as under –
- The birth certificate of the child should be
- Aadhaar Card / PAN Card / Identity Card of the parents
- Residence Certificate
- Documents requested by bank and post office.
- Passport size photograph
Sukanya Samriddhi Yojana
The main purpose of the plan is to save your daughter while you are studying for her education or for her marriage, and you can help her during education and marriage through this plan. This plan is a plan for budget through which you can get better education than FD and you can also save one. This scheme comes under the central government’s Beti Padhao Beti Bachao Yojana.
Terms of Sukanya Samriddhi Yojana
Under this scheme you can deposit a maximum of 1.5 lakh rupees within the current financial year.
The minimum price you can start with is ₹250
In the scheme, the amount in the account can be deposited up to 15 years from the date of opening the account.
The amount you deposit will earn interest from the amount.
You have to open an account in the scheme by going to any authorized branch of the nearest post office.
An account should be opened in the name of the girl child before the age of ten in the name of her parents or legal guardian.
For a baby girl it is not visible to be opened.
Where to Apply for Sukanya Samriddhi Yojana
Within Suki’s Samriddhi Yojana as mentioned above you can visit the nearest post office and get more information about this scheme and open an account within it. After opening the account you can start your savings and deposit the amount within it.
How to open account under Sukanya Samriddhi Yojana 2024
To open an SSY account, first the parents have to go to their nearest bank or post office.
Now from here they have to get the application form for Sukanya Samriddhi Yojana.
Now you have to carefully fill all the information asked in this application form.
After filling the form attach all the required documents asked for in it along with the form.
After completing this process, you have to go to the bank or post office and submit the application form.
In this way you can open your daughter’s account under Sukanya Samriddhi Yojana.
Official website https://www.india.gov.in/sukanya-samriddhi-yojna
Sukanya Samridhi Yojana Related FAQs
Question 1. How to open an account under Sukanya Samridhi Yojana?
Answer. If you want to open an account under Sukanya Yojana for the bright future of your daughter, then you can go to your nearest bank or post office and open the account.
2. Can I close my Sukanya Samriddhi account?
Answer. Certain conditions have been applied to close the Sukanya Yojana account, which we have given you in detail in this article.
3. What are the documents required to open a Sukanya account?
Answer. To open an account under Sukanya Yojana, application form of Sukanya Samriddhi Yojana, birth certificate of girl child, Aadhaar card of parents, PAN card, identity card, passport size photograph and other documents required by bank or post office are required. .
4. What is the helpline number for Sukanya Samriddhi Yojana?
Answer. If you need any information related to this scheme then you can contact its helpline number (toll free number) 18002666868.